Insurance Tools
8 free insurance tools — estimate premiums and coverage
Ballpark your monthly premium and the coverage you actually need across auto, life, home, health, renters, motorcycle and RV — before you talk to an agent.
All insurance tools
Auto Insurance Calculator
Estimate monthly car insurance premiums by age, mileage, vehicle value, driving record, and coverage level.
LiveLife Insurance Calculator
Calculate how much life insurance coverage you need with the DIME method — debt, income, mortgage, and education.
LiveHome Insurance Estimator
Estimate homeowners insurance premiums from rebuild cost, personal property, liability, deductible, and regional risk.
LiveHealth Insurance Cost Calculator
Estimate ACA marketplace premiums and subsidies by age, plan tier, income, and household size.
LiveInsurance Coverage Calculator
Benchmark life, property, and umbrella liability coverage from your income, debts, and net worth.
LiveRenters Insurance Estimator
Estimate renters insurance premiums for personal property, liability, and deductible choices.
LiveMotorcycle Insurance Calculator
Estimate motorcycle insurance premiums by rider age, engine size, bike type, record, and coverage.
LiveRV Insurance Calculator
Estimate RV or motorhome insurance premiums by class, value, usage, and full-timer status.
LiveWhy browser-based insurance tools?
Coverage decisions are easier when you can play with the numbers first. A quick estimator is often the difference between over-insuring and being under-covered.
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Insurance Tools — frequently asked
How accurate are the premium estimates?
They are ballparks based on national averages and typical rating factors. Actual quotes vary by ZIP code, driving record, credit tier and carrier.